What is credit?

Previous article - My 6 New Year's financial resolutions Also for those interest I have added a link to my Freetrade Portfolio tab where if you sign up you can earn a free share worth up to £200. Now back to what you're here for...   “Credit is just the future tense of the language …

My 6 New Year’s financial resolutions

Previous post - I keep a little more than average in my emergency fund I never make New Year's resolutions, however, this year I thought I would; this year I have this blog to hold me to account so why not use it? Following on from my 2020 plans for the blog, I want to outline …

I keep a little more than average in my emergency fund

An emergency fund is a pot of money that serves as a ‘safety net’ for any unforeseen expenses or life changes such as, the loss of a job, a major repair to your car or home, or an illness that keeps you out of work for longer than expected. These funds are often kept in …

2020 plans for the blog

With Christmas almost upon us, I have decided to set out a few objectives for this blog over the coming year. Nothing major, but something to look back on at the end of 2020 and give myself motivation to keep progressing this site. Monthly Freetrade diary I will be writing a monthly report on any …

What would I do with £1million?

It’s been done to death and comes up in the office every time someone the news announces a new winner, but I’m going to give this little thought experiment a shot with a FIRE mindset. After finding five Premium Bonds from the 1960s a few weeks ago, I thought I'd list what I would do …

My pension fund changed its allocation

Disclaimer - This isn’t advice and merely an informative post on my experience with default funds and the pension investment options available to ME. Yours may be completely different so you should always do your own research to see what approach is best for your own needs and time of life. To the shock horror …

I found a Premium Bond from 1965

While searching for a long lost ‘something’ in the loft you often come across something of personal, historical interest. It’s less often that this something potentially holds the key to launching you to millionaire status. This is still not one of those moments…probably. After sifting through the school participation trophies, spare cutlery sets and the …