What would I do with £1million?

It’s been done to death and comes up in the office every time someone the news announces a new winner, but I’m going to give this little thought experiment a shot with a FIRE mindset. After finding five Premium Bonds from the 1960s a few weeks ago, I thought I'd list what I would do …

My pension fund changed its allocation

Disclaimer - This isn’t advice and merely an informative post on my experience with default funds and the pension investment options available to ME. Yours may be completely different so you should always do your own research to see what approach is best for your own needs and time of life. To the shock horror …

I found a Premium Bond from 1965

While searching for a long lost ‘something’ in the loft you often come across something of personal, historical interest. It’s less often that this something potentially holds the key to launching you to millionaire status. This is still not one of those moments…probably. After sifting through the school participation trophies, spare cutlery sets and the …

The 3 types of FIRE follower

The popularity of the FIRE movement has spawned all number of variations of achieving financial independence and retiring early. It’s not a one size fits all approach and is totally flexible to the individual pursuing it, something I have talked about in other posts before, so can be adapted and moulded around each person’s individual …

Remembrance Day and the impact of inflation

It’s Remembrance Day; a time to reflect on the incredible sacrifices made by all those who made the ultimate sacrifice for the liberty we enjoy today. I have a personal connection to this annual event through my grandfather, who served on HMS Ulster during World War II, taking part in 3 invasion landings (including D-Day …

Inside a stocks and shares ISA with Hargreaves Lansdown

Disclaimer – This isn’t an advert for Hargreaves Lansdown or advice suggesting this is the best platform for you. It’s incredibly important to do your own research on which investment platform will suit your own individual needs.  A lot of the time, getting started on your investment journey is often the hardest part of investing. …

Pursuing FI on a below average income

I don’t have great plans or expectations for earning a fortune or becoming a CEO. My ultimate plan is to maximise the greatest amount of happiness in the situation I am in at any given time. This allows me to avoid jealously and unhelpful comparisons with how much friends and family are earning and how …